Today there are many options for the consumer online. In addition to the now classic online shopping, you can also easily take a loan for 15,000, – € online. For you as a borrower, online credits bring with them many benefits. For taking the loan you do not even have to leave the house. Especially when you are working, you can save a lot of time thanks to our credit comparison. Because with our loan calculator you can calculate your individual installment loan right from the couch. This will take you to the provider where you can get the loan most cheaply. When it comes to larger sums (eg a € 30000 loan ), you can save several hundred euros on your new loan thanks to the favorable interest rates.
At a branch bank, you may sometimes feel like a petitioner. This is certainly not the case with Manucrediter. The installment loan is fully tailored to your needs and you can also get support from one of the numerous credit counselors. With our calculator you will receive with only a few details directly relevant information for your new loan. You can see what monthly rate you have to expect at a certain interest rate over a given period of time.
What do I start with 15.000, – Euro?
There are many different ways you can spend your money. But before you take out the new loan, you probably already have a very specific idea of what you want to take the 15000 euros and what you need the money. With the free use you can fulfill eg dreams, which might not be possible without a loan. Who does not dream of a journey around the world and maybe even on a cruise ship? With a so-called vacation loan you can fulfill your dream today and repay the installment loan in comfortable installments.
Of course, it is also possible that you buy a great car. Think of a nice compact car or the used cabriolet you always wanted. With a cheap car loan through Manucrediter you can also fulfill this dream. By the way, you would not be alone with a car finance! Many consumers take a cheap installment loan for the new car and then pay off the vehicle in installments. Alternatively, with a car loan you can also choose low initial monthly installments and then pay a higher final installment at the end. This form of financing is also called balloon financing. No matter which variant you choose, in our loan calculator you will surely find the right loan.
Current interest rates and monthly installments (04/2019) for 15000 euro loans
Table 1: Exemplary credit calculations for 15000 Euro installment loans
|running time||interest costs||Total cost of credit||monthly rate|
|12 months||from 55.89 €||from 15055.89 €||from 1254.66 €|
|24 Months||from 107.65 €||from 15107.65 €||from 629.49 €|
|36 months||from 159.53 €||from 15159,53 €||from 421,10 €|
|48 months||from 211,53 €||from 15211,53 €||from 316.91 €|
|60 months||from 263.65 €||from 15263.65 €||from 254,39 €|
|72 months||from 315,89 €||from 15315.89 €||from 212,72 €|
|84 months||from 368,24 €||from 15368,24 €||from 182,96 €|
For the example calculations, we use the cheapest interest rate currently available in our calculator. This is currently at 0.69% pa. Please note that your individual interest rate depends on your credit rating! Do you want to know how high the interest rate is with you? Just ask for a free loan request through our online loan calculator. Within a few minutes you will receive your individual credit offers.
What do I have to consider if I want to take out a loan of 15,000 euros?
When taking out a loan, you should have a permanent employment relationship and preferably not be in the probationary period (job change is a special case in this case). Ideally, you can submit the last three earnings statements when making the loan request. Based on your input, the bank can then decide on the approval of your financing project in a timely manner. In addition to your personal income, you must also have a necessary credit rating. If you do not have sufficient credit alone, it would be possible to borrow with another person. The second borrower increases overall creditworthiness and may then positively influence credit approval. Once all the documents have been sent together with all the supporting documents to the bank, nothing stands in the way of a payout. With Manucrediter it is possible to apply for the loan today and have the money already in your account within 2-3 days.